How it Works

At PersonalLoanPro, we make it easy to request a loan. Simply fill out one form on our website, and your inquiry will be submitted to our network of lenders for review. Depending on the lender and your state of residence, loan amounts can be anywhere from $100 to $5,000. With our quick response system, you could have a response from one of our lenders in just a few minutes. Once your application has been approved, you'll be sent to the lender's website where you can read through all of the loan details, including all of the applicable rates and costs. If you agree to these terms, the lender will transfer money directly into your bank account the next day.

Most lenders have the following requirements to be approved:

The requirements to be approved by the majority of our lenders are as follows:

  • You must have had the same job for a minimum of 90 days.
  • Be a United States citizen or permanent resident and over 18 years old.
  • Have an income (after taxes are deducted) that is approximately $1000 per month.
  • Your name should be on the checking account.
  • There needs to be a working phone number provided for both your home and work.
  • Provide your valid email address.

Quick Inquiry Process

Our secure technology helps us find a lender in our network that is willing to take you on as a client based off of the information you give us. Once we have located said lender, they will get in touch with you and ask for any extra pieces of information they might need from you (such as verification of employment, pay stubs, passport validity etc.).

Cash Sent Directly to You

Once your request has been approved by the lender, you will receive your cash directly into your bank account- meaning no more wasted time going to endorse and deposit checks or pay check-cashing fees.

Private and Secure

We use established security and advanced encryption methods to safeguard your personal information.

Automated Repayment

Your loan payments will be made automatically from your bank account if you allow your lender to take them via automatic withdrawals (also known as "ACH transfers"). Utilizing this method means you can rest assured each payment will be punctual, and you won't accidentally miss any payments or have to pay late fees.

Late Payments

Read and understand your loan agreement and lender's late payment policy before you accept the loan. Note that these policies can differ among lenders. Depending on the state, late fees could be restricted by law. In other states, however, if you're late on a payment lenders may charge additional fees and demand immediate full loan repayment.

NOTE: We want you to be successful in repaying your loan, so only borrow an amount that you can afford to pay back. We believe in the responsible use of loans and know that nobody is better equipped to assess your financial needs than you.

Loan Extensions

If you are struggling to repay your loan, consult with your lender immediately. They may be able to help you extend the length of the loan. Please note that the state law may limit a lender's ability to do this.

Loan Default

If you cannot make your loan payments on time, you will default on your loan. Your credit score will drop if you're late on payments or default on a loan, which will in turn make it difficult to take out future loans.

Start Your Speedy Form!
By clicking [Get Started], you agree that this acts as your digital signature, that you accept the Terms of Use, and Privacy Policy.